International Financial Information (2011-2012)

Nearly every student attending Union is eligible for some type of scholarship, matching grant or financial assistant.  Bottom line?  Union is possible.  Here's how:
  • Union's academic achievement scholarships
  • Student summer and school-year work earnings
  • Student and family savings and resources
  • Other scholarships and assistance
  • Union's matching grants

Discounts and Educational Subsidy

EAP Discount
The first two semesters of English for Academic Purposes (EAP) courses are discounted by approximately 50 percent. Students enrolled in university-level classes or their second year of the EAP program pay regular tuition and may qualify for merit scholarships and matching grants.

Baccalaureate Bonus
Union College offers half-tuition rates to graduates from accredited colleges or universities who wish to obtain a second degree or take additional undergraduate classes. Students who have not passed EAP (minimum TOEFL score of 550) do not qualify for this bonus. (See bulletin for details.)

Merit and Matching Scholarships

Union offers merit and matching scholarships throughout undergraduate studies. Eligibility for full Union College awards and grants requires enrollment for 12 or more hours in university-level classes at Union. Students must be enrolled for at least 6 hours to be eligible for prorated awards and grants.

Merit Awards for First-time Freshmen

U.S. GPA Equivalent

First Year*

9-Semester Total

U.S. GPA 3.5+ $11,000*

$30,250

U.S. GPA 3.25+ $9,000*

$24,750

U.S. GPA 3.0+ $7,000*

$19,250

*Renewable at 50 percent per year, applied per semester for up to seven semesters as long as the student maintains a cumulative GPA of 2.0+ and is enrolled in at least 12 credit hours at Union College. Students eligible for a donor scholarship must complete the donor scholarship process to receive the full merit award.

Merit Awards for Transfer Students

Cumulative U.S. GPA Equivalent

First Year*

5-Semester Total

Cumulative U.S. GPA 3.5+

$5,000

$12,500

Cumulative U.S. GPA 3.25+ $3,500

$8,750

Cumulative U.S. GPA 3.0-3.24

$2,500

$6,250

*Transfer students awards are 100% renewable per year or $2,500, $1750, or $1,250 per semester for up to five additional semesters as long as the student maintains a cumulative GPA of 2.0+ and is enrolled in at least 12 credit hours at Union College.e Students who are taking at lest six credit hours, but are not fulltime, may be eligible for a prorated award.

Summer Ministries Matching Scholarships
Union offers a summer camp ambassador matching scholarship based on the amount of camp earnings applied to a students account. The scholarship is based on a match of 75 cents for every earned dollar up to a maximum of $1,200.

Students who attend Union for a second year and who have worked at the same MAUC territory camp for at least two summers will be eligible for a match of $1.00, up to a maximum of $1,600. Scholarship recipients must submit a copy of their camp earnings statement to the Student Financial Aid office to validate eligibility.

Summer Camp (UC Match) 75% up to $1,200
Literature Evangelism (UC Match) 100% up to $2,000

Matching Grants

Local Church Matching Grant
Worthy students who receive money on their account directly from a local church are eligible for the church matching grant. Union will match 50 cents for each dollar sent from the church up to a maximum match of $1,650 from Union College. Members of a student's immediate family may not contribute to the fund for matching purposes. Churches within the United States must complete the church matching grant form and agree to comply with IRS regulations governing such transactions. Students receiving the EAP discount are not eligible for this match.

Denominational Matching Grant
Students whose parents work for the SDA church or an affiliate outside of the North American Division, may be eligible for a dollar-to-dollar match from Union College of the payment made by their employer, up to 25 percent of tuition. Students may choose to receive the greater amount from the denominational match or the EAP discount or the merit award for which they qualify, but not a combination of any of those three options.

Student Employment

F1 students (student visa) holding appropriate documents will be eligible for campus employment. Many campus jobs are available and pay at the federal minimum wage. Campus earnings can be applied to the student account if the student signs an Earnings Withholding Authorization form. Students incur income tax withholdings.

On-campus employment is limited to students who are enrolled in a full-time academic program at Union College (12 or more semester credits). Employment is limited to 20 hours each week while classes are in session. Full-time work (40 hours a week) may be available during vacation periods. Employment is only available until course completion. Students in Baccalaureate Bonus or Guaranteed Education programs are generally not eligible for on-campus work, except with prior authorization.

Summer Bonus
A summer bonus scholarship of $900 is paid to students who work on campus for 400 hours or more during mid-May, June, July, and mid-August. Students who enroll for at least three hours of summer classes may work only 320 hours and receive a bonus of $600. Up to $2.25 per hour in scholarships are available to students who meet eligibility requirements. The summer bonus is credited toward the following year's tuition--one half each semester.

Earnings Estimates*

Hours/Week Semester School Year Summer**
10 $710 $1,420 x
15 $1,065 $2,130 x
20 $1,415 $2,830 x
40 x x $2,050 (400 hrs)



$900 (bonus)



$2,950 (total)

*Amounts may vary based on hourly pay rates.

**Estimated student earnings based on federal minimum wage of $7.25/hour including Summer Bonus of up to $2.25/hour. Estimates include cash withdrawls of 20 percent during the school year and 30 percent during the summer.

Affidavit of Support

The Affidavit of Support form must be completed with the information of each person that will be responsible for funding the student's expenses at Union College. Students may have multiple sponsors. The form should be accompanied by the appropriate bank statements.

International Deposit

A deposit of $5,000* (U.S. funds) is to be paid after acceptance and before the I-20 form is issued. Baccalaureate Bonus students are permitted to pay a reduced deposit of $2,500* after acceptance and before the I-20 form is issued. To be eligible for this reduced Baccalaureate Bonus deposit amount, Union must receive a copy of the student's official transcript showing a college degree or its equivalent has been completed. The official transcript must be evaluated and accepted by Union's Records Office.
*Of the deposit amount, $1,000 will be held in reserve until the student graduates or leaves Union College and the remaining deposit will go toward the first semester tuition. The $1,000 will be refunded if the account is paid in full. This reserve fund may be kept in whole or in part if the student fails to register at Union College (attending a minimum of one semester). If the student is denied a student visa, the deposit will be refunded.

Students from Canada are not required to pay the international deposit.

Registration Payment

An initial payment of $2,500 is required of all international students before the student is allowed to register. The remaining tuition will be divided into eight monthly payments due on the 5th of each month. Students also have the option of paying for the semester or year in advance at registration. Student labor, if any, will decrease the total cost.

Bank Draft/Wire Instructions
When wiring money to Union College for the international student deposit and/or montly payments, use the following bank wire information:
   S.W.I.F.T./Chips/Fed Federal
   To: Wells Fargo Bank
   S.W.I.F.T. Code: WFBIUS6S  
   For Further Credit
   To: Union Bank & Trust Co., N.A.
   Lincoln, NE U.S.A.
   ABA/Federal Reserve # 104910795
   Quoting Reference: Union College
   Account Number: 602-612-5
   Student Name______________________

Please notify Union when wiring money. Include the student's full name so the money is applied to the proper account.

Payment by Visa or MasterCard
If you wish to pay your deposit or make your payments using VISA or MasterCard please send us the following information:
   Card holder's name
   Number
   Expiration date
   Student name
   Specify if card is VISA or MasterCard