The Higher Education Opportunity Act
(Public Law 110-315) (HEOA) was enacted on August 14, 2008, and reauthorizes the Higher Education Act of 1965, as amended (HEA).
The Higher Education Opportunity Act of 2008 (HEOA) contains numerous federal reporting and disclosure requirements for information from various administrative areas of higher education institutions. In order to make this information readily available, Union College has created this website which is designed to provide quick access to this data. The consumer information has been organized in the six categories below with links to additional information.
- Visit the Financial Aid Resources page for information about:
- Student Loan Code of Conduct
- Preferred Lending List
- Federal Student Financial Aid penalties for Drug Law Violations
- Cost of Attendance
- Data on average grant/loan
Average amount of federal student loans received per year is $6,623 with 72% of student receiving a federal student loans. Average amount of Pell grant received is $4,123 with 36% of students receiving a Pell grant.
- Data on loan default rate
Union College alumni have a default rate of 2.7% compared to the national average of 14.7%
- Initial Loan Counseling for Student Borrowers
- Exit Counseling for Student Borrowers
- Institutional Code of Conduct for Education Loans
- Truth-in-Lending Act and HEOA
- Net Price Calculator
- Notice of Availability of Institutional and Financial Aid Information
- Contact Information for Assistance in Obtaining Institutional or Financial Aid Information
- Default rate and average loan amount--find Union on the federal college score card.
Union College offers a 100% refund of tuition and required fees should a student drop some classes or completely withdraw from the college on or before the published “Last Day to Add/Drop Classes.” After that date, required fees are non-refundable and the following refund policy applies to tuition.
|100%||Up to and including Last Day to Add/Drop Classes|
|80%||days 9 to 18|
|60%||days 19 to 35|
|40%||days 36 to 52|
|20%||Days 53 to 69|
|None||Exceeding 69 days|
Refunds for sessions or classes with durations other than the regular 15-week semester will be prorated using the above as a guideline. Federal Financial Aid is prorated based on a calculation prescribed in federal regulation which is slightly different from that used for institutional aid. The calculation determines the amount of federal aid the student earned while enrolled. Contact Student Financial Services with questions about this policy.
This information is also found in the Union College bulletin.
Requirements for return of Federal Title IV grant or loan assistance
Students are awarded federal aid based on attendance for an academic term and the number of hours enrolled. When you do not complete an academic term (withdraw), federal regulations (34 CFR part 668.22) require that we return any unearned portion of Title IV aid that you received, or may be eligible to receive, based on the number of days attended.
All schools must use the same federally mandated formula in determining the amount of aid you have earned, and the amount of aid that you and Union College are required to return to the financial aid programs. Federal regulations also determine the order of the financial aid programs from which federal funds must be returned.
You are required to notify Record’s Office if you are withdrawing from Union College at any point in the semester. You will receive a letter from the Student Financial Services office notifying you of any federal aid that you are eligible to keep or that you may be eligible to receive (in the event you are eligible for but have not yet received the aid at the time of withdrawal). You will need to read this letter carefully and take any action that may be required.
Please contact the Student Financial Services Office if you have questions regarding the impact of your possible withdrawal on your federal financial aid.
General Institutional Information
- Privacy of Student Records – Family Educational Rights and Privacy Act (FERPA): The Family Educational Rights and Privacy Act (FERPA) of 1974 ensures that students have the rights of inspection and privacy of educational records. Copies of the complete college policy on availability and privacy of records may be obtained in the Office of the Registrar.
- Facilities and Services for Students with Disabilities
- Student Diversity
- Textbook Information
- Education Programs
- Instructional Facilities
- Campus Classroom Capacities
- Computer Labs
- Division of Business and Computer Science
- Division of Emergency Management and Exercise Science
- Division of Fine Arts
- Division of Human Development
- Division of Humanities
- Division of Nursing
- Physician Assistant Studies
- Division of Religion
- Division of Science and Mathematics
- Faculty and Staff
- Transfer of Credit Policies and Articulation Agreements
- Accreditation, Approval, and Licensure of Institution and Programs
- Copyright Infringement – Policies and Sanctions
- Computer Use and File Sharing
- Student Activities
- Career and Job Placement Services
- Assistance Available from Federal, State, Local, and Institutional Programs
Requirements and Procedures for Official Withdrawal
Courses dropped between the add/drop deadline and the published deadline after mid-semester grades will receive the designation of W for the course instead of a letter grade. After that date, letter grades will be assigned based on the work completed. Withdrawal deadlines are set by the Records Office for courses that do not meet for a full semester. Students considering withdrawal from a course should contact Student Financial Services to determine if financial aid funding could be jeopardized.
The college administration may grant an administrative withdrawal (W) from a course or courses for a academic information 16 student in emergency or unexpected circumstances. Administrative withdrawals are not granted to avoid failing grades or for circumstances normally addressed by a regular withdrawal. A student who receives an administrative withdrawal in all courses must demonstrate evidence of recovery from the circumstances before returning to college.
This information is also found in the Union College bulletin.
Health and Safety
- Drug and Alcohol Abuse Prevention Program
- Vaccination Policies
- Campus Security Policies, Crime Statistics, and Crime Log
- Fire Safety Policies
- Emergency Management Disaster/Crisis Plan
- Missing Students
- Student Right to Know & Campus Security Awareness Handbook
- Incident Response Plan
- Union College offers intramural sports, varsity teams for basketball, volleyball and golf, and an acrosport gymnastics team. Learn more on the athletics website